LendingClub

Lowest credit score: 600Loan conditions: About three or four yearsLoan quantity: $step 1,100 in order to $40,000Fees: Origination commission from step three% so you’re able to six%; late commission percentage out of $fifteen otherwise 5% of one’s delinquent month-to-month paymentGood having: People who have to evaluate multiple lenders under one roof

LendingPoint

Lowest credit history: 580Loan terms: A couple in order to five yearsLoan amounts: $2,000 to $25,000Fees: Origination costs away from step three% to help you 6%Ideal for: Those who need to know quickly once they be considered

LightStream

Minimum credit history: 660Loan conditions: A couple of to 12 age to have home improvement finance; a few to 7 years for everybody almost every other loansLoan quantity: $5,one hundred thousand to help you $a hundred,000Fees: NoneGood to own: Those who need to acquire most currency

Marcus by the Goldman Sachs

Marcus makes you delay a payment shortly after a great year’s worth of toward-big date costs. (more…)